Woody Fincham, SRA and F&M Associates: Professional Service

We are experts in Charlottesville City and Central Virginia Residential Valuation.  Woody Fincham, SRA is still very active in the Hampton Roads markets as well. We know and undertsand the local market.  

Our Service Area:

Charlottesville City

Newport News, VA

Fluvanna County

Poquoson, VA

Greene County

Hampton, VA

Nelson County

York County, VA

Suffolk, VA

Albemarle County, VA

As a SRA designated appraiser with the Appraisal Institute, I have the education and qualifications to provide the type of reliable home values that banks and major lending institutions require for home loans.  I also work with a wide variety of private individuals, attorneys, and even the state and federal governments  And with years of experience behind me, I’m prepared to handle a variety of property types.

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In addition to mortgage appraisals,
my services are also available for:

  • Removing PMI (Private Mortgage Insurance)
  • Setting a home’s sales price
  • Legal matters such as divorce settlements
  • Estate planning
  • Employee relocations
  • Litigation Testimony
  • Water Front Valuations
  • Land Appraisals

  • We use state of the art technology to research and prepare our reports.  Our goal is to provide honest, accurate, and timely valuation products. 


    Click the Logo below to link to our listing on Active Rain.

    Whether you need answers to simple questions or solutions to complex valuation concerns, we are happy to help. 

    Thank You for taking time to visit F & M Associates Appraisal Services.  If you have any questions, don’t hesitate to contact me.

    Today's Rates:

    Mtg Loan    Rate  APR
    30-yr Fixed4.1%4.23%
    15-yr Fixed3.25%3.42%
    1-yr Adj2.39%2.97%
    * national averages

    Connect With Me:

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    8/30/2014 8:23 PM
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    8/30/2014 8:24 PM
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    RICHMOND — The political corruption charges against the 71st governor of Virginia and his wife rest with a 12-member jury that will receive final instructions from U.S. District Court Judge James R. ...Read More
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    8/30/2014 8:15 PM
    Albemarle County school officials debated last week on how to best prioritize $120 million worth of security upgrades, classroom renovations and other improvements throughout the next five years, all...Read More
    Officials raise their glasses to local craft beer industry
    8/30/2014 7:51 PM
    LYNCHBURG — When Doug John of Apocalypse Ale Works handed Gov. Terry McAuliffe a sample glass a Forest-brewed beer, he was asked to pour a little more...Read More
    Scottsville Founders Day events planned
    8/30/2014 7:20 PM
    Town of Scottsville and Albemarle County officials plan to mark the county’s 270th anniversary with an event in its original county seat...Read More
    Labor Day closings
    8/30/2014 7:12 PM
     » Federal government offices: Closed...Read More
    MHS athletic director, Downtown Athletic owner plead guilty in bid-rigging
    8/29/2014 8:15 PM
    A four-year federal investigation into a fraudulent bidding scheme orchestrated by Monticello High School’s athletic director and a local merchant who did hundreds of thousands of dollars in business...Read More
    As UVa preps for opener, fans try to keep emotions in check
    8/29/2014 8:06 PM
    There’s a knife-to-the-gut feeling that only a true ‘Hoos fanatic feels at the outset of football season...Read More

    Fans Flood Downtown to Support ’Hoos before Season Opener
    8/29/2014 9:04 PM
    The UVA Cavaliers have an uphill battle going into its season opener against the UCLA Bruins, but Virginia fans were out in full force Friday night...Read More
    VDOT to Close Clark Road for Slope Repairs
    8/29/2014 4:10 PM
    VDOT will close Route 674 in western Albemarle on Sept. 3 from 7 a.m. to 5 p.m. to complete slope repairs on the road's shoulders that were started earlier this week...Read More
    As Uber Expands to Cville, Cab Drivers Speak Out
    8/29/2014 4:00 PM
    Uber, a popular and highly contested ride sharing company, has made its way into Charlottesville...Read More
    MHS Athletic Director, 2 Others Plead Guilty to Embezzlement
    8/29/2014 3:47 PM
    Three men, including the athletic director at Monticello High School and the vice president of Downtown Athletic Store, pleaded guilty Friday to a federal misdemeanor charge related to bid rigging...Read More
    Thousands to Race in 22nd Women’s Four Miler
    8/29/2014 3:17 PM
    More than 3,500 women will hit the ground running Saturday for the 22 annual Women's Four Miler Race...Read More
    UVA Architect to Step Down after 11-year Tenure
    8/29/2014 1:46 PM
    The architect that oversaw planning for the $50 million restoration of the University of Virginia's iconic Rotunda is stepping down...Read More
    Former Cville Teacher Sentenced to 10 yrs for Soliciting Minor Online
    8/29/2014 11:54 AM
    A former Charlottesville elementary school teacher will spend 10 years behind bars after admitting to soliciting a minor online...Read More
    Cville Police Searching for K-Mart Shoplifting Suspect
    8/29/2014 10:33 AM
    Charlottesville Police Department is investigating a shoplifting incident that occurred at K-Mart, located at 1801 Hydraulic Rd...Read More
    VDOT Seeks to Smooth Labor Day Weekend Travels
    8/29/2014 8:46 AM
    The Virginia Department of Transportation is smoothing the way for one of the busiest travel weekends of the year...Read More
    Nelson 151 Business Owners Gather for Mobile App Launch
    8/28/2014 9:21 PM
    Nelson 151 businesses officially launched a mobile app to help customers and visitors alike easily access information...Read More

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