Woody Fincham, SRA and F&M Associates: Professional Service

We are experts in Charlottesville City and Central Virginia Residential Valuation.  Woody Fincham, SRA is still very active in the Hampton Roads markets as well. We know and undertsand the local market.  

Our Service Area:

Charlottesville City

Newport News, VA

Fluvanna County

Poquoson, VA

Greene County

Hampton, VA

Nelson County

York County, VA

Suffolk, VA

We do not service Albemarle County

As a SRA designated appraiser with the Appraisal Institute, I have the education and qualifications to provide the type of reliable home values that banks and major lending institutions require for home loans.  I also work with a wide variety of private individuals, attorneys, and even the state and federal governments  And with years of experience behind me, I’m prepared to handle a variety of property types.

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In addition to mortgage appraisals,
my services are also available for:

  • Removing PMI (Private Mortgage Insurance)
  • Setting a home’s sales price
  • Legal matters such as divorce settlements
  • Estate planning
  • Employee relocations
  • Litigation Testimony
  • Water Front Valuations
  • Land Appraisals

  • We use state of the art technology to research and prepare our reports.  Our goal is to provide honest, accurate, and timely valuation products. 


    Click the Logo below to link to our listing on Active Rain.

    Whether you need answers to simple questions or solutions to complex valuation concerns, we are happy to help. 

    Thank You for taking time to visit F & M Associates Appraisal Services.  If you have any questions, don’t hesitate to contact me.

    Today's Rates:

    Mtg Loan    Rate  APR
    30-yr Fixed4.27%4.41%
    15-yr Fixed3.33%3.51%
    1-yr Adj2.44%3.03%
    * national averages

    Connect With Me:

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    Personnel File: Local businesspeople in the news
    4/18/2014 6:52 PM
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    4/18/2014 5:17 PM
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    4/18/2014 2:16 PM
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    ‘Fridays After Five’ Returns to Charlottesville Downtown Mall
    4/18/2014 9:11 PM
    Fridays After Five officially kicked off for the season April 18 at the nTelos Wireless Pavilion...Read More
    Sexual Violence Survivors Make Glass Art at Take Back the Night Event
    4/18/2014 5:41 PM
    Friday, some survivors of sexual violence got together to break a little glass, make art, and heal at the same time in Charlottesville...Read More
    Event Focuses on Driver’s Licenses for Teens with Autism
    4/18/2014 5:09 PM
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    UVA Terminates 2 Fraternities for "Misconduct with New Members"
    4/18/2014 5:08 PM
    UVA has recently gotten rid of Pi Kappa Alpha and Sigma Nu fraternities for what they are calling “misconduct with new members....Read More
    Legal Expert Explains Sex Crime Stings vs. Entrapment
    4/18/2014 4:52 PM
    NBC29’s legal analyst explains why it’s unlikely someone arrested after a sting operation can claim entrapment...Read More
    AG Herring Speaks to UVA Law Students about Time in Office Thus Far
    4/18/2014 4:44 PM
    Friday, VA's Attorney General Mark Herring visited UVA law students to talk about some of the issues he's faced in office thus far...Read More
    UVA Dean Expected to Plead Guilty to Child Porn Charges
    4/18/2014 4:38 PM
    A University of Virginia dean who is facing federal child porn charges is expected to plead guilty on Monday...Read More
    Plans Come Together for Cultural Space at IX Property in Cville
    4/18/2014 4:21 PM
    Owners and artists are hard at work making grand plans for a cultural space at the IX property in Charlottesville...Read More
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    Road Work at University Ave. & 14th St NW Delayed
    4/18/2014 11:31 AM
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