Woody Fincham, SRA and F&M Associates: Professional Service

We are experts in Charlottesville City and Central Virginia Residential Valuation.  Woody Fincham, SRA is still very active in the Hampton Roads markets as well. We know and undertsand the local market.  

Our Service Area:

Charlottesville City

Newport News, VA

Fluvanna County

Poquoson, VA

Greene County

Hampton, VA

Nelson County

York County, VA

Suffolk, VA

Albemarle County, VA

As a SRA designated appraiser with the Appraisal Institute, I have the education and qualifications to provide the type of reliable home values that banks and major lending institutions require for home loans.  I also work with a wide variety of private individuals, attorneys, and even the state and federal governments  And with years of experience behind me, I’m prepared to handle a variety of property types.

House Image

In addition to mortgage appraisals,
my services are also available for:

  • Removing PMI (Private Mortgage Insurance)
  • Setting a home’s sales price
  • Legal matters such as divorce settlements
  • Estate planning
  • Employee relocations
  • Litigation Testimony
  • Water Front Valuations
  • Land Appraisals

  • We use state of the art technology to research and prepare our reports.  Our goal is to provide honest, accurate, and timely valuation products. 


    Click the Logo below to link to our listing on Active Rain.

    Whether you need answers to simple questions or solutions to complex valuation concerns, we are happy to help. 

    Thank You for taking time to visit F & M Associates Appraisal Services.  If you have any questions, don’t hesitate to contact me.

    Today's News Stories from Bankrate.com®:
    The 5 most reliable car companies

    More news...

    This service is supplied by Bankrate.com and is protected by copyright and owned by Bankrate.com.

    Today's Rates:

    Mtg Loan    Rate  APR
    30-yr Fixed4.1%4.23%
    15-yr Fixed3.25%3.42%
    1-yr Adj2.39%2.97%
    * national averages

    Connect With Me:

    UVa sex-assault initiative stresses bystander intervention
    9/1/2014 3:04 PM
    The University of Virginia is urging its students to help prevent sexual assault...Read More
    Yancey afterschool program gets boost, looks to future as intergenerational center
    9/1/2014 3:06 PM
    A grant from the Virginia Department of Education will more than double the budget of an Albemarle County afterschool program, allowing room for more students and slashing tuition fees...Read More
    As jury set to deliberate, 5 things to know about the McDonnell trial
    9/1/2014 2:59 PM
    RICHMOND — Jurors will begin deliberations Tuesday in the public corruption trial of former Gov. Bob McDonnell and his wife, Maureen, who could face decades in prison and millions of dollars in fines...Read More
    9 area entities make Inc.'s list of fastest-growing companies
    9/1/2014 3:02 PM
    Nine Charlottesville-area companies recently were named to the Inc. 5,000 list, an annual ranking of the nation’s fastest-growing businesses...Read More
    Some councilors dismayed with Jones' response in cellphone case
    8/31/2014 6:54 PM
    Charlottesville’s top government employee has dismayed some of his bosses over his initial response to the revelation that city taxpayers funded cellphone use for an official who’d left office...Read More
    For some locals, no rest on Labor Day
    8/31/2014 6:50 PM
    Pastry chef Dawn Gonsalves is among the workers unfamiliar with the notion of kicking back in a lawn chair and relishing a backyard barbecue on a sun-kissed holiday...Read More
    McKenzie: Scholarship reflects honoree's passions
    8/31/2014 6:38 PM
    One year ago yesterday, a promising 19-year-old Jefferson Scholar named Shelley Goldsmith lay in a hospital bed just hours after grooving to electronic dance music and taking a controlled drug called...Read More
    Lionheart Resorts luring recreation seekers to Buckingham County
    8/31/2014 6:35 PM
    DILLWYN — In the heart of Central Virginia, two entrepreneurs have transformed a former Buckingham County alternative school into a campground and full-service resort...Read More
    Area closings for Labor Day
    8/31/2014 6:32 PM
    Holiday closings for Labor Day, Monda...Read More
    Cast of paw print made on Scottsville farm, but officials skeptical of cougar sighting
    8/30/2014 8:30 PM
    A funny thing happened while Tim Bennett weed-whacked on a Scottsville farm two weeks ago: a big black cat crossed his path...Read More

    Farms Welcome Visitors for ‘Meet Yer Eats’
    9/1/2014 5:09 PM
    Twelve central Virginia farms that usually aren't open to the public invited families to come check out how and where their food is grown Monday...Read More
    Some Councilors Upset about How City Manager Handled Misuse of Taxpayer Money
    9/1/2014 4:55 PM
    For months taxpayers paid the cellphone bill of an electoral board official who'd left office. Now, some city councilors are upset with how Charlottesville's city manager dealt with the issue...Read More
    Some Homeowners against Proposed Fry’s Spring Rezoning
    9/1/2014 4:38 PM
    Some homeowners in a historic Charlottesville neighborhood fear a request to rezone hundreds of properties would take away their rights...Read More
    Noise Analysis Released on Indoor Gun Range
    9/1/2014 4:12 PM
    A noise analysis of gunfire of a planned police firearms training range in Albemarle suggests neighbors will barely hear the gunfire...Read More
    Council to Consider Grant for Disproportionate Minority Contact Task Force
    9/1/2014 3:59 PM
    A task force that has been working for more than a year to find ways of keeping Charlottesville's minority youth out of the juvenile justice system may see its work pay off...Read More
    UVA Faces $15M in Budget Cuts
    9/1/2014 3:36 PM
    The University of Virginia is facing more than $15 million in budget cuts...Read More
    Light House Studio Hosting 13th Annual Youth Film Festival
    9/1/2014 9:42 AM
    A Charlottesville nonprofit is gearing up to showcase films created by students in the community at the 13th annual Youth Film Festival...Read More
    Fans Flood Downtown to Support ’Hoos before Season Opener
    8/29/2014 9:04 PM
    The UVA Cavaliers have an uphill battle going into its season opener against the UCLA Bruins, but Virginia fans were out in full force Friday night...Read More
    VDOT to Close Clark Road for Slope Repairs
    8/29/2014 4:10 PM
    VDOT will close Route 674 in western Albemarle on Sept. 3 from 7 a.m. to 5 p.m. to complete slope repairs on the road's shoulders that were started earlier this week...Read More
    As Uber Expands to Cville, Cab Drivers Speak Out
    8/29/2014 4:00 PM
    Uber, a popular and highly contested ride sharing company, has made its way into Charlottesville...Read More

    Phone: Fax:

    Staff Profiles | Contact Us | Virginia Appraisal Board | Charlottesville | Expert Witness Services | Landing Page | SRA Designated | My Blog

    Copyright © 2014 F&M Associates Appraisal Services
    Portions Copyright © 2014 a la mode, inc.
    Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map