Woody Fincham, SRA and F&M Associates: Professional Service

We are experts in Charlottesville City and Central Virginia Residential Valuation.  Woody Fincham, SRA is still very active in the Hampton Roads markets as well. We know and undertsand the local market.  

Our Service Area:

Charlottesville City

Newport News, VA

Fluvanna County

Poquoson, VA

Greene County

Hampton, VA

Nelson County

York County, VA

Suffolk, VA

Albemarle County, VA

As a SRA designated appraiser with the Appraisal Institute, I have the education and qualifications to provide the type of reliable home values that banks and major lending institutions require for home loans.  I also work with a wide variety of private individuals, attorneys, and even the state and federal governments  And with years of experience behind me, I’m prepared to handle a variety of property types.

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In addition to mortgage appraisals,
my services are also available for:

  • Removing PMI (Private Mortgage Insurance)
  • Setting a home’s sales price
  • Legal matters such as divorce settlements
  • Estate planning
  • Employee relocations
  • Litigation Testimony
  • Water Front Valuations
  • Land Appraisals

  • We use state of the art technology to research and prepare our reports.  Our goal is to provide honest, accurate, and timely valuation products. 


    Click the Logo below to link to our listing on Active Rain.

    Whether you need answers to simple questions or solutions to complex valuation concerns, we are happy to help. 

    Thank You for taking time to visit F & M Associates Appraisal Services.  If you have any questions, don’t hesitate to contact me.

    Today's Rates:

    Mtg Loan    Rate  APR
    30-yr Fixed4.13%4.27%
    15-yr Fixed3.26%3.43%
    1-yr Adj2.39%2.97%
    * national averages

    Connect With Me:

    Theater review: 'One Man, Two Guvnors' at Heritage Theatre Festival
    7/26/2014 5:00 AM
    Sometimes, all you need is a good belly laugh. Fortunately, those are in abundant supply in the Culbreth Theatre, where “One Man, Two Guvnors,” which opened Thursday night, runs through Saturday...Read More
    Search and rescue dogs, handlers have special bond
    7/25/2014 8:22 PM
    Connor has been working with search and rescue dogs for about 17 years. As a traveling veterinarian living in Dayton, she takes care of five search dogs — two retired, two actively serving and one pu...Read More
    UVa panel weighs borrowing up to $100M to jumpstart AccessUVa foundation
    7/25/2014 6:05 PM
    AccessUVa was established in 2004, and in the program's first 10 years, its cost to the university quadrupled from $10 million to $40 million. The recession created greater student need, pushing cost...Read More
    50 Virginia college presidents sign letter of concern about White House plan
    7/25/2014 5:58 PM
    students and fewer part-time students who take longer to graduate and are typically lower income...Read More
    Bridge repairs to disrupt traffic at I-64 exit for U.S. 29
    7/25/2014 5:50 PM
    Traffic at the 118B exit of Interstate 64 will be impacted next week due to overnight repairs on the bridge carrying the interstate’s eastbound section over U.S. 29...Read More
    2.1-magnitude earthquake reported in Louisa
    7/25/2014 5:45 PM
    RICHMOND -- The U.S. Geological Survey has reported a magnitude-2.1 earthquake, in Louisa County, about 6 miles south-southeast of the town of Louisa...Read More
    Griffin, offense return to form on day 2 of camp
    7/25/2014 3:33 PM
    The Washington Redskins emerged for Day 2 of training camp to boisterous cheers and large crowds, a return to expectations after a rain-soaked opening workout...Read More
    $2.1M grant extends life of UVa theology program
    7/25/2014 1:49 PM
    A $2.1 million grant is headed to a long-term theological research program at the University of Virginia...Read More
    Stafford doctor facing federal drug charges
    7/25/2014 11:45 AM
    Federal prosecutors have taken over the case of a Stafford County doctor who faces dozens of criminal charges related to overprescribing pain medication...Read More
    Politifact: Saslaw claim on Medicaid, rural hospitals rated false
    7/25/2014 11:00 AM
    State Sen. Richard Saslaw says rural hospitals are imperiled in Virginia and other states that don’t expand their Medicaid programs...Read More

    BGF Recognizes Skip Wootten Volunteer of the Year
    7/26/2014 7:00 AM
    Building Goodness Foundation (BGF) will present its 2014 Skip Wootten Volunteer of the Year Award to Paul Ackerman...Read More
    UVA Professor Teaches Class on Game of Thrones
    7/25/2014 10:09 PM
    Students suffering from Game of Thrones withdrawal got one last chance at a fix this summer at the University of Virginia...Read More
    Thousands Gather for Jefferson Swim League Championship
    7/25/2014 6:00 PM
    Swimmers, parents and coaches are at the Aquatic and Fitness Center for the annual Jefferson Swim League Championship...Read More
    Study: Needs Far Outstrip Public Mental Health Services in Central VA
    7/25/2014 5:58 PM
    Many central Virginians are not receiving the public mental health services they need, according to new research by a UVA economics professor...Read More
    Charlottesville Scavenger Hunt Promotes Conflict Resolution
    7/25/2014 5:45 PM
    You can win some cash through the "Yo! Let It Go" scavenger hunt in Charlottesville, which encourages people dealing with conflict to let the situation go instead of resorting to violence...Read More
    Airbus Partners with Commonwealth Center for Advanced Manufacturing
    7/25/2014 4:26 PM
    Airbus, Europe's largest airplane manufacturer, is joining 18 other companies to partner with CCAM, which partners with universities like UVA...Read More
    I-64 Bridge Repairs to Close Exit 118B in Charlottesville
    7/25/2014 4:22 PM
    Repairs to the bridge carrying eastbound I-64 over Rt. 29 in Charlottesville will affect traffic at Exit 118B next week...Read More
    Albemarle Campers Perform at nTelos Pavilion
    7/25/2014 3:27 PM
    Albemarle Summer Fine Arts Academy students got together to perform a concert and a play at the nTelos Wireless Pavilion Friday...Read More
    Traffic Signal Installation to Cause Delays in Cville
    7/25/2014 1:43 PM
    As traffic signal installation continues, drivers in Charlottesville will experience delays from July 28 – Aug. 1...Read More
    Cville Community Invited to See W. Main Street Concept
    7/25/2014 11:48 AM
    The public is invited to see the concept that has been developed for the future of West Main Street in Charlottesville...Read More

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